Are You an Independent Contractor or Employee?
When you’re a freelancer, you may be hired as an employee, an independent contractor or some bizarre hybrid of both. It’s important to understand the difference, so in this week’s edition of #TrackYourTreasureTuesday we cover what you need to know. Read More…
Unclaimed Money: Go Get Yours!
With so many people trying to stretch the dollar during COVID-19, it might be good to find out if you have unclaimed security deposits, un-cashed checks, or refunds waiting for you in your state’s “unclaimed property” division! Learn how to check where this money may be located. Read More…
COVID and Your Credit Score
COVID-19 has wreaked havoc on our financial security, to the point where many people may need to rely on credit cards to cover basic necessities. Drawing on experience from the 2008 financial crisis, learn what may be coming down the pike and how the current crisis can effect your credit score – even through no fault of your own! Read More…
Advice to New Credit Card Users
A friend’s son is ready to get his first credit card, and she asked me to help break down the basics to set him on a good path to credit management and fiscal responsibility. No matter your age, it’s always a good practice to continue financial education – read on for some tips to understand and manage your credit cards better! Read More…
Why Passive and Residual Income are Important
It is possible to earn residual or passive income – and it is well worth the effort needed to set up. The formula for becoming financially free is to have your passive (or residual) income surpass your monthly expenses. Once you can cover your monthly expenses with income that requires little to no effort on your part, you can spend your time doing anything other than punching a clock! Read More…
Are These Debt Consolidation Offers Legit?
You may have received notices in the mail that look not-quite legitimate. In this week’s edition of #TrackYourTreasureThursday, we talk about Credit and Debt consolidation offers and things to know if you receive one. Read More…
COVID Stimulus Check Update
If you haven’t yet received a stimulus payment, you may still be able to submit your information online to receive it this year. But, make sure you do it before the October 15th deadline! On this week’s #TrackYourTreasureTuesday, we’ll go over what you need to know to get your money quickly! Read More…